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We offer Microfinance loans, Business loans, Small business loans, and Multi-purpose loans. You can refer to our products section for more information.
To apply for a loan, you need a valid ID and a completed application form.
You need to visit the branch with a valid ID and an initial deposit amount.
1. A valid government-issued ID (e.g., National ID, Driver’s license).
2. Completed account opening form, available at any Northpoint branch or online.
Ang Northpoint Development Bank ay nakatuon sa pagbibigay ng mga personalized banking solutions na naaayon sa pangangailangan ng mga kliyente, lalo na ng maliliit na negosyante at ng sektor ng microfinance.
Ang Northpoint ay isang thrift bank na nagbibigay ng iba't ibang serbisyo sa pananalapi tulad ng savings accounts, time deposits, at mga pautang. Layunin nitong suportahan ang maliliit na negosyante at mga indibidwal sa pamamagitan ng abot-kayang produkto at serbisyong pampinansyal.

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About Us

OUR CORPORATE PROFILE


THE BEGINNINGS OF NORTHPOINT DEVELOPMENT BANK, INC.

Northpoint Development Bank, Inc., is a part of the continuously growing businesses of the Ongtenco Family operating in diverse industries; vehicle distributorship, real estate, education, and banking. Its sister companies consist of Motortrade Nationwide Corporation, Bank of Makati, Inc. (A Savings Bank), Inc., Fundline Finance Corporation, Veradex Development Corporation, Honda Prestige Traders, Inc., Global Reciprocal Colleges, Transnational Properties, Inc., Motortrade Topline Inc., and Motorjoy Depot, Inc. Northpoint Development Bank, Inc., was originally founded as a Rural Bank in May 22, 1956. It used to be known as Urdaneta Rural Bank, Inc., and was later called New Urdaneta Rural Bank, Inc. in 1983. The Bank considered the town of Urdaneta, Pangasinan its first home, hence the names. Through BSP and SEC approvals on 1998, the Bank upgraded its classification from a Rural Bank to Thrift Bank and changed its name to Northpoint Development Bank, Inc.

OUR CORPORATE PROFILE


THE PRESENT AND FUTURE OF NORTHPOINT DEVELOPMENT BANK, INC.

Northpoint Development Bank, Inc., currently has two (2) branches and Forty-one (41) Branch-Lite Units (BLUs). Its Head Office is located in the City of San Pedro, Province of Laguna while the other Branch is in the City of Urdaneta in Pangasinan. The BLUs are scattered around Luzon, particularly in the areas of NCR, Cavite, Laguna, Quezon, Tarlac, La Union, Ilocos Sur, Ilocos Norte, and Pangasinan. Farthest branch in the North is Laoag, in Ilocos Norte, while in South is Ligao, Albay. In the next few years, Northpoint Development Bank, Inc., is planning to increase the number of its BLUs and expand in other areas to reach more clientele. As we expand our area, we expect to further improve our growth in resources and profit. The Bank is currently offering the basic banking services of deposit taking and lending to Micro Businesses and Small Medium Enterprises (mSMEs). Full capacity has not been maximized as we still lack the other services provided by other Thrift Banks such as other type of loans (e.g., Real Estate Loan), remittance, bills payment, atms, and many more. The Bank is constantly studying opportunities to improve its operations to provide value added services to our existing and potential customers. As the world is now becoming more technologically advanced and digital, enabling banking transactions to go online, web-based and mobile, Northpoint Development Bank, Inc., has also started improving its system, making some of the processes much more efficient and automated. These include our loan management, financial reporting, serving notices, and many more. Various developmental trainings have been conducted to ensure the required manpower competencies have been met.

VISION & MISSION


VISION

A Philippine society with no poverty.


Our Vision as a Company

A transformed Philippine society wherein every Filipino is a productive member actively contributing to national development.

Our Vision to our Clients

We are a partner institution that provides opportunities for entrepreneurial success. Thus, the entrepreneurial poor is brought to a level of self-sufficiency, able to stand on their own and employ other people thereby becoming agents of our anti-poverty advocacy.

Our Vision for our Employees

NDB is the employer of choice for individuals who are equipped with the right knowledge and skills, share and embody NDB's vision and mission, and are active players in achieving its goals.

VISION & MISSION


MISSION

Design and implement financial products and services for uplifting the lives of the Filipino people.


Our Mission

NDB will continue to invest in its people and banking system to continuously improve delivery of products and services, and help micro and small business owners and consumers in achieving financial growth stability.

OUR CULTURE


OUR CORPORATE VALUES.

ALTRUISM

Altruism means we always consider the greater good and welfare of the entire organization and its stakeholders and not ours alone. It means we have a greater purpose in what we do by making ourselves available to serve others and bearing in mind that our mission is to uplift the lives of the customers we serve. We have the compassion and genuine care for our colleagues, our customers and partners.

NATIONALISM

Nationalism means recognizing that we are part of a greater entity - the nation. As a responsible member of it, we are taking conscious efforts to be a catalyst of change for its development. We belong to a company conscious of its role in nation building. What we want is our company to be known not just as a stable and leading financing company, but as an organization mindful of its social responsibility - an institution known to many as an active and key contributor to the betterment of society.

HUMILITY

Humility means absence of a sense of being superior to those we support or others; having a sense that values individual equality and dignity; not being intimidating to others. We seek with an open mind and are willing to appreciate different perspectives.

INTEGRITY

Integrity is our firm adherence to the established code of ethics of the company. It encompasses our trustworthiness, honesty, fairness and professionalism. It means keeping our words and doing what we say we will do; being true to our answers or stand in certain issues and doing the right thing, despite its consequences. We are partial and we ensure that the same rules apply to everyone. We speak like real professionals, we are careful in our words and actions. We are people with integrity and it is consistent in our acts.

EXCELLENCE

Excellence is our ideal state of possessing good qualities in a distinguished degree and superiority in virtue. For us, it is a journey rather than a destination - we continually strive to do a better job, meeting new challenges, making a difference, and inspiring others. It is being the best we can be in everything - all the time. We believe that excellence is never achieved – it is an ongoing, everyday process.


OUR CULTURE


OUR CULTURE AT WORK

Culture of Customer Services

  • We uphold a culture that is committed and responsive
  • All our employees are focused on meeting customer’s needs
  • They are assertive, confident, tactful and firm

Culture of Second Chance

  • We embrace a culture that gives employees second chances
  • We abide to a corrective approach rather than punitive in nature
  • We adopt coaching strategies rather than disciplinary actions

Culture of Volunteerism

  • We champion a culture of self-volunteerism in the workplace
  • We encourage all our employees to take an active role in achieving the company’s goals
  • Our employees are self-starters and proactive

Culture that Values Life

  • We espouse a culture that does not praise material things
  • Our employees know that what matters most in life are the things that money cannot buy

Board of Directors

Thelma M. Idaba
Director/President/CEO
Paulino C. Ongtenco
Director
Janine O. Manzana
Director
Maria Rodora E. Bañares
Independent Director
Ponciano S. Carreon Jr.
Independent Director
Ador A. Abrogena
Independent Director

CORPORATE OFFICES


MAIN BRANCH OFFICE

3RD AND 4TH FLOOR SP. JUNCTION BLDG, JUNCTION OF NATIONAL HIGHWAY AND A. MABINI ST., BRGY. NUEVA, SAN PEDRO CITY, LAGUNA


BANK BRANCH OFFICE

UNIT 13 & 14 HONACO BLDG., BRGY. NANCAYASAN, URDANETA CITY, PANGASINAN

BRANCH-LITE UNITS


AGOO

326 NATIONAL HIGHWAY, SAN ANTONIO, AGOO, LA UNION

ALAMINOS

UNIT 1 GROUND FLOOR OF ALCIMA BLDG, QUEZON AVE, BRGY. POBLACION, ALAMINOS CITY, PANGASINAN

BALAYAN

A.M ALARAZ BLDG, GROUND FLOOR, PAZ STREET, BRGY.7 BALAYAN, BATANGAS

BATANGAS CITY

SMCA BLDG., 127 M.H DEL PILAR ST. BRGY 1 (POBL), BATANGAS CITY, BATANGAS

CALAMBA

5 CANICOSA BLDG, CROSSING, BRGY I, CALAMBA CITY, LAGUNA

CALAUAG

J.P RIZAL ST., BRGY. STA. MARIA, CALAUAG, QUEZON

CALOOCAN NORTH

UNIT 2 - ARYANA VILLAGE CENTER, BRGY. 175 SUSANO ROAD CAMARIN, CALOOCAN CITY

CALOOCAN SOUTH

524-C EDSA, CALOOCAN CITY

CANDON

TAM BLDG, SAN JUAN ST, BRGY SAN JOSE, CANDON CITY

CAMILING

GROUND FLOOR, ALK BLDG. LUNA ST., BRGY. POBLACION C, CAMILING, TARLAC

CANDELARIA

MAHARIKA HIGHWAY CORNER ONA ST., POBLACION, CANDELARIA, QUEZON

CATANAUAN

BARANGAY 10 (POB.) CATANAUAN, QUEZON

LUCENA

GROUND FLOOR OF TAN BLDG. BRGY. 7 JUAREZ COR. GRANJA ST., LUCENA CITY

CONCEPCION

551 AND 552 BITUIN BLDG. L. CORTEZ ST., SAN NICOLAS, CONCEPCION, TARLAC

DAET

JA-JA BLDG, BRGY V, VINZONS AVE. DAET, CAMARINES NORTE

DAGUPAN

ABAR ABAR BLDG. PEREZ BLVD. DAGUPAN CITY

DASMARIÑAS

NEYRA BLDG 104 P. CAMPOS AVE. SAN AGUSTIN 2, DASMARIÑAS CITY, CAVITE

GUMACA

AQC BLDG., J.P. RIZAL ST., BRGY. PENAFRANCIA, GUMACA, QUEZON

IMUS

IMCOR BLDG. #155 NUENO AVE. IMUS, CAVITE

LOAG

GEN. SEGUNDO AVENUE, BRGY.13, LOAG CITY, ILOCOS NORTE

LAS PIÑAS

0021 (C1) URCI LAS PIÑAS CITY TOWNHOMES ST., PAMPLONA III, LAS PIÑAS CITY, METRO MANILA

LEMERY

MIRANDA BLDG, ILUSTRE AVE COR. P. DE JOYA ST., BRGY. DISTRICT III, (POB.), LEMERY, BATANGAS

LIGAO

PS TUBURAN, LIGAO CITY, ALBAY

LIPA

MICHELLE BLDG, GEN. LUNA ST. SABANG, LIPA CITY, BATANGAS

BRANCH-LITE UNITS


LUCBAN

GROUND FLOOR, ELMA BLDG. SAN LUIS ST., BRGY. 8, LUCBAN, QUEZON

MARIKINA

474 J.P. RIZAL ST. STO. NIÑO, MARIKINA CITY

NAGA

UNIT 3 TDM BUILDING, DIVERSION ROAD, TABUCO, 4400 NAGA CITY, CAMARINES SUR PHILIPPINES

PANIQUI

QDK BLDG. MCARTHUR HIGHWAY, BRGY. ESTACION, PANIQUI, TARLAC

ROSARIO

IBAAN, ROSARIO ROAD, BRGY. C POBLACION, ROSARIO, BATANGAS

SAN CARLOS

GROUND FLOOR, PALISOC BLDG. #9 BONIFACIO ST., SAN CARLOS CITY PANGASINAN

TAGUIG

61 M.L QUEZON ST, BARANGAY WAWA, TAGUIG CITY

TANZA

1ST FLOOR, ROOM 101-102 OF JACKSON HEIGHTS DEVELOPMENT & MANAGERS CO. BLDG, LOCATED AT BRGY. DAANG AMAYA I, TANZA, CAVITE

TARLAC

GROUND FLOOR JNLB BLDG., LIGTASAN, TARLAC CITY

TAYABAS

QUEZON AVENUE CORNER GENERAL LUNA ST., BRGY. ANGELES, ZONE 3, TAYABAS CITY, QUEZON

VALENZUELA

293 MAYSAN ROAD, PASO DE BLAS, CITY OF VALENZUELA

VIGAN

MCCL BLDG. 20 LIBERATION BLVD., VIGAN CITY, ILOCOS SUR

SAN FERNANDO

NISCE BUILDING, QUEZON AVENUE, BARANGAY II, CITY OF SAN FERNANDO LA UNION

SAN PABLO

ULTIMART SHOPPING PLAZA, M. PAULINO ST., SAN PABLO CITY, LAGUNA

SINILOAN

M. PANDENO ST., BRGY. PANDENO, SINILOAN LAGUNA

STA. CRUZ

MARCELINO ROSARIO CO. BLDG. QUEZON AVENUE BRGY. STO. ANGEL SUR, STA. CRUZ, LAGUNA

TAGAYTAY

TRINIDAD GONZALEZ BUILDING, GEN. EMILIO AGUINALDO HIGHWAY, MENDEZ CROSSING WEST, TAGAYTAY CITY

OUR PARTNERS

Philippine Deposit Insurance Corporation
Philippine Deposit Insurance Corporation
Philippine Deposit Insurance Corporation
Bangko Sentral ng Pilipinas
Philippine Deposit Insurance Corporation
Bankers Institute of the Philippines
Philippine Deposit Insurance Corporation
Chamber of Thrift Banks